Home equity sharing is an innovative, debt-free way for homebuyers to access funding in exchange for a portion of their home’s value.
Here’s how it works
We invest in your home
Noah provides up to $500,000 in upfront funding towards your down payment, in exchange for a share in your home's value. The share that Noah requests depends on a variety of factors, including your requested funding amount, the value of your home, and your financial profile.
No monthly payments
There are no monthly payments throughout the entire term: up to 10 years. Unlike a loan, Noah’s offerings are investments, not debt, and do not increase your debt burden.
We share in your home value
At a time of your choosing, anytime up to the 10-year term, you buy out Noah’s investment by refinancing, selling, or using savings. We earn a return on our investment in your home based on the home’s appreciation or depreciation over time.
We’re partners, not owners
Noah offers a partnership-based approach: the value of Noah’s investment depends on the value of your home- whether it has gone up or down. The homeowner retains full ownership of the property. Noah does not co-own the home or have occupancy rights.