Still have questions? We've got answers.
Take a look at the most commonly asked questions. We're here to help.
What is Noah?
What does Noah offer?
Is Noah financing considered a mortgage or home loan?
How is Noah able to offer financing with no monthly payments and no interest?
How does Noah financing compare to a home equity loan or a HELOC?
How much funding can I get with Noah?
How can I use the funds?
Does Noah dictate what I can do with my funds?
How much of the change in future value of my home does Noah share?
Does Noah benefit from the equity that is built as I pay down my mortgage?
Is Noah added to the Title of my home or made a part owner?
Where does the funding for Noah agreements come from?
Where is Noah currently available?
What does Noah do with my personal information?
How do I know if I can trust Noah?
Do I need to be a homeowner to receive financing from Noah?
How long does it take to get approved by Noah?
How long does the funding process take?
What type of homes are eligible for Noah financing?
Is there a minimum current home value requirement that Noah will invest in?
What types of homes are not eligible for Noah financing?
Does Noah offer financing for rental or investment properties?
I already have an existing mortgage and home equity loan. Can I still receive Noah financing?
I have a mortgage with another bank. Will they be okay with a Noah contract?
I have a reverse mortgage, do I qualify for Noah financing?
I believe that my FICO/credit score might be low. Can I still receive Noah financing?
Is there a minimum credit score requirement?
I filed for bankruptcy in the past few years. Does that disqualify me?
I’m not a W-2 employee. Can I still get approved?
I periodically rent my property, or room(s) in my property. Does that income qualify?
My income is not accurately reflected by my tax returns. Can I still be approved?
What documents do I need to submit for as part of my application?
Someone else is also listed on my title. How does that impact qualification?
My home is in a trust or LLC. Can I still qualify for Noah financing?
How can I get Noah financing?
What does the estimate mean?
Will my credit score be impacted if I receive an estimate?
Is it possible to schedule a call with the Noah team to review my estimate?
Can I mail, email, or fax in my funding application?
How is Noah's equity share percentage calculated?
What is the adjusted home value?
How is the current home value determined?
What is the valuation adjustment?
What is the expiry term of the Noah financing agreement?
What fees does Noah charge?
Who pays for underwriting and filing fees?
Are there any other closing costs associated with Noah financing?
Why does Noah need a home appraisal?
Why does Noah need title/escrow?
After I receive funding from Noah, who is responsible for my home's property taxes, insurance, and property maintenance costs?
Are there any ongoing costs or fees with Noah?
Can I sell my home before the term ends?
Can I remodel my home at any time?
After Noah financing, can I refinance my primary mortgage in the future?
Can Noah request a payment of their investment before the term expiry?
Is Noah added to the title of my home?
Do I need to acquire additional homeowner insurance to partner with Noah?
Do I owe any taxes on the initial amount of funding from Noah?
What is the tax treatment for Noah financing? What taxes do I pay?
As the homeowner, what am I responsible for on an ongoing basis?
What happens if I can't pay my mortgage or property taxes?
What if I want more money from Noah after closing?
When do I have to repay Noah?
Can I sell my home before the term ends?
What are my options for repaying Noah?
Do I have to sell my home for the final payment to Noah?
Is there an opportunity to refinance with another Noah financing agreement?
Can I pay back Noah before the end of the term?
What amount is due to Noah at the end of the term?
How is the home’s value determined at the time of exit?
Who pays for the appraisal at the time of final exit?
What happens if my home has gone up in value?
What happens if my home has gone down in value?
Is there a cap on the maximum amount I must pay back to Noah?
What is Noah’s Homeowner Protection Program?
What fees does Noah charge for protective advances through the Homeowner Protection Program?
What are the other terms for protective advances through the Homeowner Protection Program?
Is there any qualification criteria for the protective advance?
How will the protective advance be disbursed?
Can Noah give me a protective advance for payments unrelated to my property?