Still have questions? We've got answers.
Take a look at the most commonly asked questions. We're here to help.
What is Noah?
What does Noah offer?
What is a Home Value Investment?
Is a Noah Investment considered a mortgage or home loan?
How is Noah able to offer funding with no monthly payments and no interest?
How does an Investment from Noah compare to a home equity loan or a HELOC?
How much funding can I get with Noah?
Does Noah dictate what I can do with my funds?
How much of the value of my home does Noah share?
Where does the funding for Noah investments come from?
Where is Noah currently available?
What does Noah do with my personal information?
How do I know if I can trust Noah?
Do I need to be a homeowner to receive a Home Value Investment from Noah?
How long does it take to get approved by Noah?
How long does the funding process take?
What type of homes are eligible for a Home Value Investment from Noah?
Is there a minimum home value that Noah will invest in?
What types of homes are not eligible for a Home Value Investment?
Does Noah invest in rental or investment properties?
My mortgage is in forbearance. Will Noah still invest in my property?
I already have an existing mortgage and home equity loan. Can I still receive Noah financing?
I have a mortgage with another bank. Will they be okay with a Noah investment?
I have a reverse mortgage, do I qualify for a home value investment from Noah?
I believe that my credit score might be low. Can I still receive a Home Value Investment?
Is there a minimum credit score requirement?
I’m not a W-2 employee. Can I still get approved?
I periodically rent my property, or room(s) in my property. Does that income qualify?
My income is not accurately reflected by my tax returns. Can I still be approved?
What documents do I need to submit as part of my application?
Someone else is also listed on my title. How does that impact qualification?
My home is in a trust or LLC. Can I still qualify for an investment?
How can I get financing from Noah?
What does the estimate mean?
What does my maximum investment amount mean?
What if I want less than my maximum investment amount?
Will my credit score be impacted if I receive an estimate?
Is it possible to schedule a call with the Noah team to review my estimate?
Can I mail, email, or fax in my investment application?
How is Noah's Share percentage calculated?
How is my home value determined?
What is the expiry term of a Noah home value investment?
What are the fees for a Home Value Investment?
Who pays for underwriting and filing fees?
Are there any other closing costs associated with a home value investment?
Why does Noah need a home appraisal?
Why does Noah need title/escrow?
After I receive a Home Value Investment from Noah, who is responsible for my home's property taxes, insurance, and property maintenance costs?
Are there any ongoing costs or fees with Noah?
Can I sell my home before the term ends?
Can I remodel my home at any time?
After Noah financing, can I refinance my primary mortgage in the future?
Can Noah request a payment of their investment before the term expiry?
Is Noah added to the title of my home or made a part owner?
Do I need homeowners insurance to partner with Noah?
Do I owe any taxes on the initial investment amount from Noah?
What is the tax treatment for Noah financing? What taxes do I pay?
As the homeowner, what am I responsible for on an ongoing basis?
What happens if I can't pay my mortgage or property taxes?
What if I want more money from Noah after closing?
When do I have to pay Noah?
Can I sell my home before the term ends?
What are my options for paying Noah?
Do I have to sell my home for the final payment to Noah?
Is there an opportunity to refinance with another Noah Investment agreement?
Can I pay back Noah before the end of the term?
What amount is due to Noah at the end of the term?
How is the home’s value determined at the time of exit?
Who pays for the appraisal at the time of final exit?
What happens if my home has gone up in value?
What happens if my home has gone down in value?
Is there a cap on the exit amount I must pay to Noah?
What is Noah’s Homeowner Protection Program?
What fees does Noah charge for protective advances through the Homeowner Protection Program?
What are the other terms for protective advances through the Homeowner Protection Program?
Is there any qualification criteria for the protective advance?
How will the protective advance be disbursed?
Can Noah give me a protective advance for payments unrelated to my property?
What is the application approval process?
Does Noah impact my credit?
Do I share in the home ownership with Noah?
What are the home use requirements?
What are my repayment options?
What is my repayment timeline?
Are there any tax considerations?
Are there any prepayment considerations?