Access up to $500,000 without monthly payments

Home Equity Access from Noah provides up-front financing to be used however you like, in exchange for a portion of your home's value.

How it works

Home Equity Access lets you tap into your home value and increases your cash flow

How it works

Home Equity Access lets you tap into your home value and increases your cash flow

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We invest in your home

Noah provides up to $500,000 in upfront funding in exchange for a share in your home's value.

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You owe nothing for up to 10 years

Use the funding from Noah to take care of today's need and tomorrow's plans. If you'd like to exit sooner, there are no prepayment penalties.

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We share in your home value

When our agreement ends, you can choose to sell your home, refinance it or buy us out with savings. Our share is based on your home value, whether it has gone up or gone down.

Learn how you can get the most out of Noah Home Equity Access

This scenario is based on a home value of $1,000,000 with an investment of $100,000

Time to sell or buy back

Noah is repaid at sale or when the homeowner chooses to refinance.

8 years
1 year10 years

Large Decline

Future Home Value

$752,001

Equity You Keep

$694,901

Total Payoff

$57,100

Effective APR: -6.8%

In this scenario, you’ll repay Noah less than Noah paid you because we share in losses.

No Change

Future Home Value

$1,000,000

Equity You Keep

$868,500

Total Payoff

$131,500

Effective APR: 3.5%

Average Appreciation

Future Home Value

$1,266,770

Equity You Keep

$1,055,239

Total Payoff

$211,531

Effective APR: 9.8%

High Appreciation

Future Home Value

$1,477,455

Equity You Keep

$1,202,719

Total Payoff

$274,737

Effective APR: 13.5%

Frequently Asked Questions

Interested in home equity sharing? Please read this important update from Noah's Founder

Learn more

Can I Use Home Equity With Bad Credit?

Learn more

What Are Monthly Home Payments: Planning For Property Tax, PMI & Mortgage Payments

Learn more
We’ve invested in over $400M worth of homes and counting
gary l, noah customer
Gary Santa Rosa Valley

Their plan allowed me to use funds to pay off high interest loans and remodel my home. We ...

los angeles home
Tania Los Angeles

I went into the application experience with a cup half empty outlook because of a previous...

noah customers steve and dani
Steve and Dani Issaquah

We could not say enough positive words to describe the outstanding service we received fro...

home with porch
Kaitlyn Temple City

Noah has been a financial bedrock for me and my husband during a very challenging time. Ou...

Marshall & Liz San Diego, CA

The people at Noah were superlative. They knew the value of our home and community and in...

Arlene Culver City, CA

Perfect timing of your offer to help! World class customer service. Many thanks for your h...

Gene Oakland, CA

In the end, I got enough money to pay my tax bill, reduce my credit card debt and even som...

Martin Los Angeles, CA

In my case I took a $100k option, paid off all my loans, painted my house inside and out, ...

Nadia Ventura, CA

I don't know what I would have done if Noah didn't come to the rescue. They helped me out ...

gary l, noah customer
Gary Santa Rosa Valley

Their plan allowed me to use funds to pay off high interest loans and remodel my home. We ...

los angeles home
Tania Los Angeles

I went into the application experience with a cup half empty outlook because of a previous...

noah customers steve and dani
Steve and Dani Issaquah

We could not say enough positive words to describe the outstanding service we received fro...

home with porch
Kaitlyn Temple City

Noah has been a financial bedrock for me and my husband during a very challenging time. Ou...

Marshall & Liz San Diego, CA

The people at Noah were superlative. They knew the value of our home and community and in...

Arlene Culver City, CA

Perfect timing of your offer to help! World class customer service. Many thanks for your h...

Gene Oakland, CA

In the end, I got enough money to pay my tax bill, reduce my credit card debt and even som...

Martin Los Angeles, CA

In my case I took a $100k option, paid off all my loans, painted my house inside and out, ...

Nadia Ventura, CA

I don't know what I would have done if Noah didn't come to the rescue. They helped me out ...