Noah vs. a Cash-Out Refinance
Owning a home is a smart investment, and you should be able to enjoy it. That’s why, unlike other products, Noah doesn’t burden homeowners with monthly payments or interest.
No monthly payments
Beyond credit score
Home financing from a partner, not a bank
Here’s a comparison of home equity sharing with Noah compared to a standard cash-out refinance product.
3.9% - 4.5% APR
Debt-to-income to qualify
Up to 60%
Up to 43%
2% - 6%
Possible reduced capital gains tax if selling the home at the end of the term
Possible deduction on interest if funds are used for home improvement
What is home equity sharing?
How does financing with Noah compare to a cash-out refinance?
Is there a minimum home value that Noah will invest in?
I already have a mortgage. Will my bank be okay with financing from Noah?