Patch Homes is now Noah Read more

Noah vs. Credit Cards

Owning a home is a smart investment, and you should be able to enjoy it. That’s why, unlike other products, Noah doesn’t burden homeowners with additional debt.

01
No monthly payments
02
Quick closing
03
Beyond credit score

Save over $1,500 a month using Noah

Here’s an example of someone who has accumulated over $75,000 in credit card debt, compared to a Noah partner who requested $75,000 of home equity financing.
Noah
Credit Card Financing
Financing amount
$75,000
$75,000
Credit score to qualify
600
700
Monthly payments
$0
$1,653
Interest rate
0% APR
Up to 24% APR
Transparent pricing
Yes
No

Still wondering if Noah is right for you?

See what kind of funding you qualify for