Patch Homes is now Noah Read more

Homeowners deserve a new way to access their home equity

Noah helps you finance your goals so you can make you and your loved one's dreams a reality.

01
No monthly payments
02
No interest
03
No prepayment penalty
04
Get funds in 15 days or less

What's different about us

An innovative arrangement: homeowners share a percentage of their home's future appreciation or depreciation in exchange for a one-time cash payment.

Beyond credit scores

We work with you to understand your full financial picture.

Downside protection

We make money if your home appreciates in value, and lose money alongside you if it doesn't.

Flexible options

Repay with a sale, refinance, or cash payment at any time in the next 10 years.

Compare your options

$30,000
$190,000
 
Noah
 
HELOC
 
Credit Card
Annual APR
0%
9%
23%
 
Monthly Payment
$0
$1,267
$2,135

Noah vs. traditional debt options

Owning a home is a smart investment, and you should be able to enjoy it. That's why, unlike other products, Noah doesn't burden homeowners with additional debt.

Still wondering if Noah is right for you?

See what kind of funding you qualify for.