HELOC
HELOC’s allow homeowners to access their home equity, but homeowners pay the lender back with interest in high monthly payments.
Homeowners deserve a new way to access their home equity
A home value investment lets you tap into your home value without the debt and monthly payments of a traditional loan.
01
No monthly payments
02
No interest
03
No prepayment penalty
04
Get funds in as little as 15 days
What's different about Noah
An innovative arrangement: homeowners share a percentage of their home's value in exchange for a one-time cash payment.
Beyond credit scores
Our home advisory team works with you to fully understand your financial situation and guide you through our application process.
Downside protection
We make money if your home appreciates in value, and lose money alongside you if it doesn't.
Flexible options
Pay Noah with a sale, refinance, or cash payment at any time within the next 10 years.
Compare your options
Noah
HELOC
Credit Card
Annual APR
0%
9%
23%
Monthly Payment
$0
$1,267
$2,135
View disclosure
Noah vs. traditional debt options
Owning a home is a smart investment, and you should be able to enjoy it. That's why, unlike other products, Noah doesn't burden homeowners with additional debt.
Reverse Mortgage
Sometimes used for to finance home improvements, a cash-out refinance allows homeowners to take out built up home equity, but results in monthly payments with interest.
Credit Card
It’s easy to borrow on credit, but credit cards are one of the most expensive alternate financing options available to homeowners, often carrying high-interest payments that can get out of hand quickly.
Cash-Out Refinance
Available to homeowners who are at least 62 years old, reverse mortgages are typically conditional on a future sale of home, and tend to limit homeowner flexibility.